Not good especially as we have higher cost of debt and capital which is here to stay.
Don’t fall for Recency bias, rates are not near ZERO. Higher cost of money!
Americans Using Buy Now, Pay Later for Groceries Risk ‘Cycle of Debt’
https://
bloomberg.com/news/articles/
2023-04-18/high-grocery-prices-make-americans-use-buy-now-pay-later
…